LA
SR-22 Insurance in Louisiana
Louisiana has some of the highest auto insurance rates in the nation.
Filing Period
3 years
Filing Fee
$15–25
Avg. Monthly
$185–430
E-Filing
Available
Louisiana Minimum Coverage Requirements
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury (per person) | $15,000 |
| Bodily Injury (per accident) | $30,000 |
| Property Damage | $25,000 |
When Is SR-22 Required in Louisiana?
DUI/DWI
Driving without insurance
At-fault accidents
How to Get SR-22 in Louisiana
- Contact your insurance company or find an SR-22-friendly insurer in Louisiana.
- Purchase a policy meeting Louisiana's minimum coverage requirements ($15,000/$30,000/$25,000).
- Request your insurer file the SR-22 with the Louisiana DMV (electronic filing available).
- Pay any reinstatement fees and wait for DMV confirmation.
- Maintain continuous coverage for 3 years.