TX
SR-22 Insurance in Texas
Texas has a 2-year SR-22 filing period, shorter than most states.
Filing Period
2 years
Filing Fee
$15–25
Avg. Monthly
$155–370
E-Filing
Available
Texas Minimum Coverage Requirements
| Coverage Type | Minimum Required |
|---|---|
| Bodily Injury (per person) | $30,000 |
| Bodily Injury (per accident) | $60,000 |
| Property Damage | $25,000 |
When Is SR-22 Required in Texas?
DUI/DWI
Driving without insurance
At-fault accidents
License suspension
How to Get SR-22 in Texas
- Contact your insurance company or find an SR-22-friendly insurer in Texas.
- Purchase a policy meeting Texas's minimum coverage requirements ($30,000/$60,000/$25,000).
- Request your insurer file the SR-22 with the Texas DMV (electronic filing available).
- Pay any reinstatement fees and wait for DMV confirmation.
- Maintain continuous coverage for 2 years.